Insurance & Coverage
SquatchRV does not sell insurance and does not provide coverage for rentals. This page explains who is responsible for coverage, what identity verification does not check, and how incidents are documented.
No protection product is offered today: SquatchRV does not sell insurance and does not currently offer a protection plan, damage waiver, or supplemental coverage. No such fee is charged on any booking. Renters and hosts are each responsible for satisfying the insurance or coverage requirements that apply to their rental — as required by applicable law, by the host, or by their own insurer — and for confirming directly with their own insurer what coverage, if any, applies to a peer-to-peer camper rental.
Important: SquatchRV does not require any particular insurance product and does not verify coverage. Do not assume that a personal auto, RV, homeowners, or credit-card benefit automatically covers a peer-to-peer camper rental.
Identity Verification Is Not Rental Eligibility
Identity verification and rental eligibility are separate. Verifying identity confirms who a person is — nothing about driving or coverage.
- It does not confirm your driver’s license class or that your license is valid for the vehicle or the intended use
- It does not check your driving record or your driving privileges
- It does not check whether you have any insurance coverage, or whether a policy applies to this rental
- It does not determine whether you are eligible to rent any particular camper
- It does not set, override, or confirm the minimum renter age a listing’s owner has chosen
Each listing may carry its own minimum renter age, chosen by its owner. The platform baseline age is 18, but a listing whose owner has not selected a minimum is not confirmed as eligible for renters aged 18 or older. Applicable law or a binding insurance requirement may impose a higher minimum, and meeting an age minimum does not by itself establish eligibility to rent, drive, or tow.
Coverage Is the Responsibility of Each Party
Renters and hosts are each responsible for satisfying the insurance or coverage requirements that apply to their rental, as required by applicable law, by the host, or by their own insurer. This may be met by an existing policy, a policy they arrange, or a third-party product they choose. SquatchRV does not require any particular product and does not verify coverage.
SquatchRV is not an insurance company and is not a licensed insurance producer. Nothing on this page creates an insurance policy, a guarantee of coverage, or a promise that any insurance requirement is satisfied.
What Renters Should Expect
- Verify their identity before booking
- Meet the age requirement that applies to the camper they are booking — the minimum renter age the owner has set for that listing (18, 21, 25, 30, 35, or 40), plus any higher minimum imposed by applicable law or by a binding insurance requirement
- Understand that a host’s minimum age selection does not guarantee legal, insurance, licensing, or overall rental eligibility
- Satisfy the insurance or coverage requirements that apply to their rental, as required by applicable law, by the host, or by their own insurer — and confirm directly with their own insurer what coverage, if any, applies
- Provide valid driver information when towing or driving is involved
- Use SquatchRV's secure payment system for all transactions
- Agree to all rental rules before confirming a booking
- Report damage, accidents, or issues immediately — within 24 hours
What Hosts Should Expect
- Keep listings accurate, complete, and up to date
- Provide safe, clean, and roadworthy campers
- Maintain insurance on the listed vehicle to the extent required by law
- Satisfy any additional insurance or coverage requirement that applies to their rental
- Upload photos before and after each rental period
- Follow all maintenance, condition, and handoff guidelines
- Use SquatchRV messaging and payment systems for all booking activity
- Cooperate fully with incident documentation requests
What Your Own Coverage May Provide
SquatchRV provides none of these — your own policy or a third-party product you choose may
What a policy covers, its limits, and its deductibles are set by your insurer. Coverage questions are between you and your insurer: SquatchRV does not determine whether a loss is covered, does not adjust claims, and does not promise that any loss will be covered.
Common Exclusions to Confirm With Your Own Insurer
Typical exclusions in rental and personal policies — your own policy's terms govern
Incident Documentation
If damage, theft, accident, or injury occurs
- 1
Stop using the camper immediately if it is unsafe to operate.
- 2
Contact emergency services (911) if there is injury or immediate danger.
- 3
Notify SquatchRV immediately at support@squatchrv.app with your booking ID.
- 4
Document everything — take clear, timestamped photos and videos of all damage or conditions.
- 5
Keep all receipts, invoices, repair estimates, and related documents.
- 6
Cooperate with the host, SquatchRV, and any insurer or claims administrator you have engaged.
SquatchRV documents an incident and may help the parties share information. SquatchRV does not act as an insurer, a claims adjuster, or a coverage provider.
Protection Product Status
SquatchRV has no insurance or protection partner today, and no coverage is included in any booking. If an optional protection product is introduced in the future, it will be disclosed separately before it is offered — with its own terms, limitations, exclusions, pricing, and provider information — and it will not be assumed on anyone's behalf.
Until that happens, renters and hosts should consult their own insurance providers about coverage for camper rentals.
Coverage Questions?
Our team can answer questions about coverage responsibilities, incident documentation, and what a future protection option would involve.
insurance@squatchrv.app
Notice: This page describes SquatchRV's current position and should not be interpreted as a binding insurance policy, a coverage guarantee, or legal advice. It is pending review by a qualified attorney and insurance advisor.
© 2026 SquatchRV. A trade name of Sons & Dad Services, LLC.